Rent to Own/Financing

Flexible Payment Options: Rent-to-Own and Traditional Financing

At Helmuth Builders, we provide flexible and practical payment solutions to help you acquire the structure you need without unnecessary financial strain. Whether through our Rent-to-Own (RTO) program or traditional financing, we aim to make quality structures accessible and affordable. Below, you’ll find comprehensive information about both options, including important details and benefits.

Rent-to-Own Program: Accessible, Low-Risk Ownership

Our Rent-to-Own program is designed for customers who prefer a straightforward and flexible way to acquire sheds, animal shelters (some restrictions apply), or other portable structures. With RTO, you can rent the structure while simultaneously making payments toward eventual ownership—all without the need for a credit check or long-term financial commitment.

Important Note: Please note that Rent-to-Own is not available for modular structures or any structures placed on a permanent foundation, including those built on concrete slabs, crawlspaces, or basements. RTO is exclusively designed for portable structures.

Frequently Asked Questions About RTO

None! You won’t be charged any interest. Your payments go toward renting and owning the structure without hidden fees.

Rent amounts depend on the cost of the structure and the contract length. For instance, a $5,000 shed on a 5-year RTO contract would require monthly payments of $173.59. While the total cost may exceed the original price due to rental fees, this reflects the program’s flexibility and accessibility.

No credit check is required, making this program accessible to everyone.

No! Defaulting on a rent payment simply terminates the contract. We’ll return to your property to retrieve the structure, with no impact on your credit score.

Absolutely! You can take advantage of the Early Purchase Option (EPO) at any point during the contract. The earlier you choose this option, the lower your total cost will be. You won’t be charged rental fees for months you haven’t used.

If upfront payment isn’t feasible, RTO provides an affordable and low-risk solution. For those unsure, our 120 Days Same as Cash program allows you to pay off the balance within 120 days and own the structure outright. If unable to pay in full within 120 days, you’ll automatically transition to the Rent-to-Own plan without penalty.

Traditional Financing: Fixed Rates and Long-Term Affordability

For those interested in securing immediate ownership, Helmuth Builders offers traditional financing through our trusted partner, Upgrade Financial. This option delivers straightforward and reliable financing for long-term solutions.

Benefits of Financing Through Upgrade Financial

  • Fixed Rates: Enjoy consistent monthly payments without the uncertainty of fluctuating interest rates.
  • Flexible Terms: Financing is available for up to 15 years, ensuring manageable payments tailored to your budget.
  • Immediate Ownership: Take possession of your structure right away and enjoy the benefits of ownership from day one.

Whether you choose Rent-to-Own or Traditional Financing, Helmuth Builders is committed to helping you find the payment option that works best for your needs. Contact us today to explore these programs and start the journey to owning your perfect structure!

Pay Now

Managing your Rent-to-Own account is now easier than ever with our new payment system, RTOSmart! Simply click the button below to make your payment quickly and securely.

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For more details about our Rent-to-Own Program, visit this page.

Thank you for your business—we appreciate you and look forward to serving you!

MAKE RTO PAYMENT NOW

120 Days Same As Cash

If you provide a deposit on your purchase, we can offer you 120 interest-free days to complete your payment. And if at the end of the 120-day period you’re not in a position to complete your payment, no worries: you can transition to our Rent to Own program described above. Contact us online or by phone or stop by any of our locations to learn more.

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Design Your Own Shed

Bring your ideal shed to life effortlessly! With our user-friendly 3D configurator, you can fully customize every aspect, explore various styles, add features, and see your design come together in real-time. Start now and craft a shed that’s a perfect fit for your lifestyle!

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